Let us talk about the concept of Paying Yourself First.

A lot of people are asking me, “DJ, I want to save money, but you know I have been trying so hard to save money but then again, my money gets flushed out whenever I save. Yes, I try to save, have my Bank account full, but then again after a few months it all gets washed out because I buy this, I buy that”.

Maybe that is also one of your experiences.

So why do people do that? Why do people save and then spend. A lot of times just like the Roller Coaster, up and down and nothing is left at the end of the day.

Knowing that, let’s talk about the important of this principle.

A lot of my clients and a lot of my friends are also asking me, “DJ, how do I really save for what I really want? To save for my future, to save for a big thing, a big travel, or to save for a good investment for my retirement?”

My answer most of the time is, “Follow the principle of Paying Yourself First.”

How do you do that? How do you pay yourself first?

What you need to do is, every time that you have an income, you get a commission check, salary, or income from business or one big deal, always decide a certain percentage that you will allot for your savings.

A lot of times, the regular percentage being used is at least 10%. Set aside 10% of whatever you have earned or you are making into a savings account or maybe in piggy bank or whatever. Set aside so that you are paying yourself first. You’re investing for yourself, because a lot of times with the money that we’re making, we tend to pay other people first.

We pay the bills, we pay the people for food, we pay the rent, etc. We buy clothes, we buy this and that. Even when sometimes we don’t need it, we tend to spend it, because that’s human nature.

We love to spend, we have that money comfort zone that enables us to decide what amount we spend and what amount we keep. We will be talking about more about that in my next blog, about Money Comfort Zone.

What you need to do is you have to set aside a certain amount of money first for yourself, so that whatever is left, let’s say the 90% even though you’ll waste it or you spend it all, at least at the end of the day you have that certain percentage or certain amount of money left for you that you can spend for what you really want or what really matters.


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 DJ Dimaliuat Official



 DJ Dimaliuat

Thank you very much.

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